How to Tell if a 1996 $20 Bill is Real

1. Examine the Paper:

• Texture: Authentic U.S. currency is printed on a special paper made of 75% cotton and 25% linen. It feels different from regular paper; it has a slightly textured feel and is more durable.
• Appearance: The bill should feel crisp and firm. If it feels too smooth or flimsy, it may be counterfeit.

2. Check the Watermark:

• Location: Hold the bill up to a bright light. A genuine $20 bill from 1996 will have a watermark of Andrew Jackson, which should be visible from both sides of the bill.
• Design: The watermark should be a clear, detailed image that matches the portrait of Jackson on the front of the bill.

3. Inspect the Security Thread:

• Thread Placement: A vertical security thread is embedded in the bill. On the 1996 $20 bill, it should be located to the right of Jackson’s portrait.
• Viewing: When held up to light, the thread should appear as a metallic stripe. The thread should be fully visible and not just partially printed.

4. Look for the Microprinting:

• Location: The bill features microprinting on various locations. For the 1996 $20 bill, look closely at the words "USA TWENTY" which are printed in tiny text around Jackson’s portrait and along the border.
• Clarity: Use a magnifying glass to check the microprinting. The text should be clear and readable, not smudged or fuzzy.

5. Verify the Color-Shifting Ink:

• Ink: The 1996 $20 bill uses color-shifting ink in the number “20” located in the lower right corner on the front of the bill.
• Effect: Tilt the bill back and forth. The color of the number “20” should change from copper to green. If the color shift is not noticeable, the bill may be counterfeit.

6. Check the Printing Quality:

• Details: Inspect the fine details of the bill, including the intricate patterns and lines. Authentic bills have sharp, clear printing with no blurring or smudging.
• Raised Printing: Run your fingers over the bill. Genuine currency has raised printing that can be felt with a slight texture.

7. Compare with a Genuine Bill:

• Side-by-Side Comparison: If possible, compare your 1996 $20 bill with a new, genuine $20 bill. Note differences in color, texture, and security features.
• Consistency: Ensure that all security features on your bill match those on the genuine bill.

8. Use a Currency-Detecting Tool:

• Tools: Consider using a currency verification pen or ultraviolet (UV) light to test the bill. A verification pen marks the bill with a special ink that reacts to counterfeit bills. UV light can reveal hidden security features not visible to the naked eye.

9. Seek Professional Help:

• Experts: If you are still unsure about the authenticity of your 1996 $20 bill, consult a currency expert or visit a bank. They have advanced tools and expertise to determine if the bill is genuine.

Conclusion: By carefully examining these security features, you can confidently determine if your 1996 $20 bill is real. Remember that counterfeiters use increasingly sophisticated methods, so it is essential to be thorough in your examination. Protect yourself from counterfeit money by staying informed and vigilant.

Security Features in Detail:

• Watermark: Positioned to the right of Jackson’s portrait, visible from both sides.
• Security Thread: Embedded vertically and visible when held up to light.
• Color-Shifting Ink: Changes from copper to green when tilted.
• Microprinting: Tiny text around Jackson’s portrait and border.

By following these steps and paying close attention to the details, you can ensure that your $20 bill is authentic and avoid falling victim to counterfeit currency.