How to Spot a Fake $100 Bill

1. Check the Security Features

a. Watermark:
The genuine $100 bill has a large, off-center portrait watermark of Benjamin Franklin visible from both sides of the bill when held up to the light. The watermark should look like an image of Franklin’s face.

b. Security Thread:
A security thread runs vertically to the right of Franklin’s portrait. It is a thin strip of metallic thread that can be seen when held up to the light. The thread is embedded in the paper, not printed on it.

c. Color-Shifting Ink:
The large “100” in the lower right corner of the front of the bill uses color-shifting ink. When you tilt the bill, the color should shift from copper to green.

2. Inspect the Paper Quality

Genuine $100 bills are printed on a special paper that has a unique feel and texture. It should be slightly rough to the touch and not as smooth as standard paper. The paper used in genuine bills also has small blue and red fibers embedded throughout.

3. Look for Fine Print

a. Microprinting:
Genuine $100 bills have microprinting in various areas, including around Franklin’s collar and on the security thread. This tiny text is difficult to replicate accurately.

b. Fine Line Printing:
The bill contains fine line printing patterns that are not easily replicable. These lines are found around the portrait and in the borders of the bill.

4. Examine the Color and Detail

a. Color Accuracy:
Genuine $100 bills have vibrant and consistent colors. Compare the bill to a known genuine one, and you should notice differences in color quality and saturation if it's fake.

b. Detailed Printing:
The intricate details of the bill, including the fine lines and tiny text, should be sharp and clear. Fakes often have blurred or indistinct details.

5. Use a UV Light

When exposed to ultraviolet (UV) light, genuine $100 bills will display a glow. The security thread will glow in a specific color depending on the denomination.

6. Compare with a Genuine Bill

If you’re uncertain, compare the suspected bill with a genuine one. Look for differences in texture, color, and detail.

7. Seek Professional Help

If you still have doubts after performing these checks, it’s advisable to take the bill to a bank or financial institution for professional verification.

By following these steps, you can reduce the risk of accepting counterfeit $100 bills and ensure that you’re handling authentic currency. Always stay vigilant and trust your instincts if something feels off.