How to Spot a Fake £20 Note

In an age where counterfeiting techniques are becoming increasingly sophisticated, distinguishing a fake £20 note from a genuine one is crucial. This comprehensive guide delves into the features of the £20 note, both old and new, to help you spot counterfeits with ease.

The Old £20 Note: Before September 2020, the £20 note featured various security elements. However, it is now withdrawn and should not be in circulation. The old notes were printed with traditional methods, which made them easier to replicate compared to the newer polymer notes. Common signs of a fake old £20 note included faded ink, poor quality printing, and missing security features.

The New £20 Note: The new polymer £20 note, introduced in 2020, includes advanced security features designed to prevent counterfeiting. These features include:

1. Holographic Strip: A shiny holographic strip runs vertically along the note. When tilted, it displays a series of changing images including the word 'Twenty' and a small picture of the crown.

2. Raised Print: The writing and images on the note are raised and can be felt by running your fingers over them.

3. See-Through Window: The note contains a transparent window with a metallic image of the Queen. The window features micro-lettering that can be read under magnification.

4. Colour-Changing Ink: The note has a section where the ink changes color when tilted. This effect is visible on the lower right-hand side of the note.

5. Microtext: Tiny letters that are hard to reproduce accurately are present on various parts of the note, including around the portrait of the Queen.

6. UV Features: Under ultraviolet light, the note displays additional security features, including bright colors and hidden patterns.

Tips for Spotting Counterfeits:

1. Feel the Texture: Genuine polymer notes feel different from paper-based fakes. They should be smooth and slightly slick.

2. Check the Security Features: Use a magnifying glass to examine the microtext and the holographic strip. Ensure that these features are clear and consistent with the descriptions.

3. Tilt the Note: Check the color-changing ink and holographic features by tilting the note. Any inconsistencies or lack of these features can indicate a counterfeit.

4. Compare Notes: If you suspect a note is fake, compare it to a known genuine note to see if there are any differences in color, texture, or design.

5. Use a Counterfeit Detection Pen: These pens are designed to react with the paper of counterfeit notes, though they are not foolproof and should be used in conjunction with other methods.

What to Do If You Have a Suspicious Note:

1. Do Not Return It to Circulation: If you suspect that a note is fake, do not try to pass it on to someone else.

2. Contact the Authorities: Report the suspicious note to the police or your bank. They can verify its authenticity and take appropriate action.

3. Preserve Evidence: If possible, keep the note in a secure place until it can be examined by professionals. Avoid handling it excessively to prevent damage.

Conclusion: Recognizing fake £20 notes requires a keen eye and knowledge of the security features. By familiarizing yourself with these features and following the tips provided, you can protect yourself from counterfeit currency. Always stay vigilant and consult with authorities if you have any doubts about the authenticity of a note.